BELL TRACE HEALTH AND LIVING CENTER

725 BELL TRACE CIRCLE, BLOOMINGTON, IN 47408 (812) 323-2858
Government - County 90 Beds CARDON & ASSOCIATES Data: November 2025
Trust Grade
85/100
#9 of 505 in IN
Last Inspection: September 2024

Within standard 12-15 month inspection cycle. Federal law requires annual inspections.

Overview

Bell Trace Health and Living Center holds a Trust Grade of B+, indicating it is recommended and performing above average compared to other facilities. It ranks #9 out of 505 nursing homes in Indiana, placing it in the top half, and is the best option among 7 facilities in Monroe County. Although the overall trend is new with its first inspection, there are some concerns, including a high staff turnover rate of 70%, which exceeds the state average. The nursing home benefits from good RN coverage, being better than 91% of Indiana facilities, ensuring that registered nurses can catch potential issues. However, there were a few specific incidents noted, such as food being improperly stored under a leaking condenser line, and medications lacking proper labeling and disposal, which highlight areas needing improvement. Overall, while there are notable strengths, families should be aware of the facility's challenges as well.

Trust Score
B+
85/100
In Indiana
#9/505
Top 1%
Safety Record
Low Risk
No red flags
Inspections
Too New
0 → 4 violations
Staff Stability
⚠ Watch
70% turnover. Above average. Higher turnover means staff may not know residents' routines.
Penalties
✓ Good
No fines on record. Clean compliance history, better than most Indiana facilities.
Skilled Nurses
✓ Good
Each resident gets 57 minutes of Registered Nurse (RN) attention daily — more than average for Indiana. RNs are trained to catch health problems early.
Violations
✓ Good
Only 4 deficiencies on record. Cleaner than most facilities. Minor issues only.
★★★★★
5.0
Overall Rating
★★★☆☆
3.0
Staff Levels
★★★★★
5.0
Care Quality
★★★★☆
4.0
Inspection Score
Stable
: 0 issues
2024: 4 issues

The Good

  • 5-Star Quality Measures · Strong clinical quality outcomes
  • Full Sprinkler Coverage · Fire safety systems throughout facility
  • No fines on record

Facility shows strength in quality measures, fire safety.

The Bad

Staff Turnover: 70%

23pts above Indiana avg (46%)

Frequent staff changes - ask about care continuity

Chain: CARDON & ASSOCIATES

Part of a multi-facility chain

Ask about local staffing decisions and management

Staff turnover is elevated (70%)

22 points above Indiana average of 48%

The Ugly 4 deficiencies on record

Sept 2024 4 deficiencies
CONCERN (D)

Potential for Harm - no one hurt, but risky conditions existed

Assessment Accuracy (Tag F0641)

Could have caused harm · This affected 1 resident

Based on record review and interview, the facility failed to ensure an accurate MDS (Minimum Data Set) assessment for 1 of 5 residents reviewed for unnecessary medications. The admission MDS assessmen...

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Based on record review and interview, the facility failed to ensure an accurate MDS (Minimum Data Set) assessment for 1 of 5 residents reviewed for unnecessary medications. The admission MDS assessment lacked documentation of an anxiety diagnosis. (Resident 65) Finding includes: On 9/12/24 at 2:00 p.m., Resident 65's clinical record was reviewed. The diagnoses included, but were not limited to, dementia, anxiety disorder, hypertension, and pain. A review of the admission MDS assessment, dated 7/9/24, anxiety disorder was not marked as an active diagnosis. A Review of Medication Administration Record (MAR), indicated Resident 65 had an active order on 7/8/24 for Ativan (medication used to treat anxiety) 0.5 milligram (mg) half a tablet (0.25 mg) oral (by mouth) three times a day for diagnosis of anxiety disorder. A review of Resident Assessment Instrument (RAI),Version 3.0 User's Manual, 10/2023, for section I5700 of MDS, on 9/12/24 at 2:45 p.m., indicated; a 7-day look-back period. Active diagnoses are diagnoses that have a direct relationship to the resident's current functional, cognitive, or mood or behavior status, medical treatments, nursing monitoring, or risk of death during the 7-day look-back period. An interview with the Director of Nursing (DON) on 9/13/24 at 11:15 a.m., indicated section I5700 on the admission MDS Assessment, dated 7/9/24, was not marked to indicate a diagnosis of anxiety. The DON indicated Resident 65 had a diagnosis of anxiety on admission. She indicated the facility does not have an MDS Policy, but follow the RAI manual for MDS completion. An interview with the MDS Coordinator on 9/13/24 at 11:15 a.m., indicated the resident had a diagnosis of anxiety on admission and section I5700 should have been marked to reflect the diagnosis. The MDS Coordinator indicated the facility used the RAI manual to complete MDS assessments. An interview with RN 1 on 9/13/24 at 1:45 p.m., indicated the resident had multiple episodes of anxiousness and restlessness. RN 1 indicated the resident had an order for anxiety medication that did help with these episodes. She indicated the resident has had anxiety and restlessness since admission. 3.1-31(d)
CONCERN (D)

Potential for Harm - no one hurt, but risky conditions existed

Deficiency F0761 (Tag F0761)

Could have caused harm · This affected 1 resident

Based on observation, interview, and record review, the facility failed to ensure medications were stored properly for 2 of 3 medication rooms observed. Medications were not labeled with an open date ...

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Based on observation, interview, and record review, the facility failed to ensure medications were stored properly for 2 of 3 medication rooms observed. Medications were not labeled with an open date and expired medications were not disposed of. (Skilled 3 Rehabilitation Medication Room, Skilled 1 Medication Room). Findings include: On 9/13/24 at 11:56 a.m., the refrigerator in the Skilled 3 Rehabilitation 1 Medication Room was observed to have a vial of tuberculin PPD (medication used to test for tuberculosis) and a vial of Humalog (insulin) without an open date. The Director of Nursing (DON) could not find an open date on the vials. On 9/13/24 at 12:04 p.m., the refrigerator in Skilled 1 Medication Room was observed to have a vial of tuberculin PPD opened and dated 4/16/24. The Unit Manager was unsure when to discard the vial after the vial was opened. On 9/13/24 at 1:46 p.m., the DON provided the facility's policy, Expiration dates for Certain Drug, Biologicals, and Records, undated and indicated it was the policy being used by the facility. A review of the policy indicated .Insulin .28 days refrigerated/unrefrigerated after 1st use .Tubersol/Aplisol tuberculin PPD vial .30 days after first use . 3.1-25(k)(6)
CONCERN (D)

Potential for Harm - no one hurt, but risky conditions existed

Infection Control (Tag F0880)

Could have caused harm · This affected 1 resident

Based on observation, interview, and record review, the facility failed to implement infection control practices for 1 of 3 residents reviewed for urinary catheters. Urinary catheter tubing was observ...

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Based on observation, interview, and record review, the facility failed to implement infection control practices for 1 of 3 residents reviewed for urinary catheters. Urinary catheter tubing was observed on the floor. (Resident 14) Findings include: On the following dates, times, and locations, Resident 14 was observed in his wheelchair with his urinary catheter tubing beneath the wheelchair and lying on the floor: - On 9/11/24 at 10:55 p.m., in the resident's room. - On 9/12/24 at 1:30 p.m., on the front outside patio. - On 9/12/24 at 2:46 p.m., at the resident common room/puzzle station. On 9/11/24 at 11:15 am, Resident 14's clinical record was reviewed. The diagnoses included, but were not limited to, heart failure and acute kidney failure. A physician's order with a start date of 6/20/24 indicated the resident had a Foley catheter secondary to diagnosis of obstructive and reflux uropathy. A care plan intervention with a start date of 1/14/24 indicated, .Do not allow tubing or any part of the drainage system to touch the floor . During an interview on 9/12/24 at 2:48 p.m., the Director Of Nursing indicated the resident's catheter tubing was in contact with the floor and in need of adjustment to stay off of the floor. 3.1-18(b)(1)
CONCERN (E)

Potential for Harm - no one hurt, but risky conditions existed

Food Safety (Tag F0812)

Could have caused harm · This affected multiple residents

Based on observation, interview, and record review, the facility failed to ensure food was stored in a sanitary manner for 2 of 2 kitchen observations. Food was stored under a water line which had con...

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Based on observation, interview, and record review, the facility failed to ensure food was stored in a sanitary manner for 2 of 2 kitchen observations. Food was stored under a water line which had condensed water. Findings include: On 9/10/24 at 10:50 a.m., food was observed in the kitchen walk-in freezer on shelving beneath a condenser line upon which large portions of ice had formed. The ice portions were on and in a large box of packaged brussel sprouts and a large box of packaged mixed vegetables. On 9/13/24 at 1:50 p.m., food was observed in the kitchen walk-in freezer on shelving beneath a condenser line upon which large portions of ice had formed. The ice portions were on and in a large box of packaged brussel sprouts and a large box of packaged mixed vegetables. During an interview on 9/13/24 at 1:58 p.m., the Dietary Manager indicated the food was stored beneath the iced over condenser line and the condenser line was in need of repair. On 9/13/24 at 2:10 p.m., a review of the Indiana State Department of Health Retail Food Establishment Sanitation Requirements, effective 11/13/04 indicated, .410 IAC 7-24-177 Food storage Sec. 177 . food shall be protected from contamination by storing the food as follows: .(5) In packages, covered containers, or wrappings ., and .410 IAC 7-24-178 Food storage; prohibited areas Sec. 178. (a) Food may not be stored as follows: .(2) Under the following: .under lines on which water has condensed . 3.1-21(i)(2) 3.1-21(i)(3)
Understanding Severity Codes (click to expand)
Life-Threatening (Immediate Jeopardy)
J - Isolated K - Pattern L - Widespread
Actual Harm
G - Isolated H - Pattern I - Widespread
Potential for Harm
D - Isolated E - Pattern F - Widespread
No Harm (Minor)
A - Isolated B - Pattern C - Widespread

Questions to Ask on Your Visit

  • "Why is there high staff turnover? How do you retain staff?"
  • "Can I speak with families of current residents?"
  • "What's your RN coverage like on weekends and overnight?"

Our Honest Assessment

Strengths
  • • Grade B+ (85/100). Above average facility, better than most options in Indiana.
  • • No major safety red flags. No abuse findings, life-threatening violations, or SFF status.
  • • No fines on record. Clean compliance history, better than most Indiana facilities.
  • • Only 4 deficiencies on record. Cleaner than most facilities. Minor issues only.
Concerns
  • • 70% turnover. Above average. Higher turnover means staff may not know residents' routines.
Bottom line: Generally positive indicators. Standard due diligence and a personal visit recommended.

About This Facility

What is Bell Trace Health And Living Center's CMS Rating?

CMS assigns BELL TRACE HEALTH AND LIVING CENTER an overall rating of 5 out of 5 stars, which is considered much above average nationally. Within Indiana, this rating places the facility higher than 99% of the state's 100 nursing homes. This rating reflects solid performance across the metrics CMS uses to evaluate nursing home quality.

How is Bell Trace Health And Living Center Staffed?

CMS rates BELL TRACE HEALTH AND LIVING CENTER's staffing level at 3 out of 5 stars, which is average compared to other nursing homes. Staff turnover is 70%, which is 23 percentage points above the Indiana average of 46%. High turnover can affect care consistency as new staff learn residents' individual needs.

What Have Inspectors Found at Bell Trace Health And Living Center?

State health inspectors documented 4 deficiencies at BELL TRACE HEALTH AND LIVING CENTER during 2024. These included: 4 with potential for harm.

Who Owns and Operates Bell Trace Health And Living Center?

BELL TRACE HEALTH AND LIVING CENTER is owned by a government entity. Government-operated facilities are typically run by state, county, or municipal agencies. The facility is operated by CARDON & ASSOCIATES, a chain that manages multiple nursing homes. With 90 certified beds and approximately 75 residents (about 83% occupancy), it is a smaller facility located in BLOOMINGTON, Indiana.

How Does Bell Trace Health And Living Center Compare to Other Indiana Nursing Homes?

Compared to the 100 nursing homes in Indiana, BELL TRACE HEALTH AND LIVING CENTER's overall rating (5 stars) is above the state average of 3.1, staff turnover (70%) is significantly higher than the state average of 46%, and health inspection rating (4 stars) is above the national benchmark.

What Should Families Ask When Visiting Bell Trace Health And Living Center?

Based on this facility's data, families visiting should ask: "How do you ensure continuity of care given staff turnover, and what is your staff retention strategy?" "Can I visit during a mealtime to observe dining assistance and food quality?" "How do you handle medical emergencies, and what is your hospital transfer rate?" "Can I speak with family members of current residents about their experience?" These questions are particularly relevant given the facility's high staff turnover rate.

Is Bell Trace Health And Living Center Safe?

Based on CMS inspection data, BELL TRACE HEALTH AND LIVING CENTER has a clean safety record: no substantiated abuse findings (meaning no confirmed cases of resident harm), no Immediate Jeopardy citations (the most serious violation level indicating risk of serious injury or death), and is not on the Special Focus Facility watch list (a federal program monitoring the lowest-performing 1% of nursing homes). The facility has a 5-star overall rating and ranks #1 of 100 nursing homes in Indiana. While no facility is perfect, families should still ask about staff-to-resident ratios and recent inspection results during their visit.

Do Nurses at Bell Trace Health And Living Center Stick Around?

Staff turnover at BELL TRACE HEALTH AND LIVING CENTER is high. At 70%, the facility is 23 percentage points above the Indiana average of 46%. High turnover means new staff may not know residents' individual needs, medications, or preferences. It can also be disorienting for residents, especially those with dementia who rely on familiar faces. Families should ask: What is causing the turnover? What retention programs are in place? How do you ensure care continuity during staff transitions?

Was Bell Trace Health And Living Center Ever Fined?

BELL TRACE HEALTH AND LIVING CENTER has no federal fines on record. CMS issues fines when nursing homes fail to meet care standards or don't correct problems found during inspections. The absence of fines suggests the facility has either maintained compliance or corrected any issues before penalties were assessed. This is a positive indicator, though families should still review recent inspection reports for the full picture.

Is Bell Trace Health And Living Center on Any Federal Watch List?

BELL TRACE HEALTH AND LIVING CENTER is not on any federal watch list. The most significant is the Special Focus Facility (SFF) program, which identifies the bottom 1% of nursing homes nationally based on persistent, serious quality problems. Not being on this list means the facility has avoided the pattern of deficiencies that triggers enhanced federal oversight. This is a positive indicator, though families should still review the facility's inspection history directly.