SUMMIT HEALTH AND LIVING
Within standard 12-15 month inspection cycle. Federal law requires annual inspections.
Summit Health and Living has a Trust Grade of B+, which means it is above average and generally recommended for families considering care options. It ranks #192 out of 505 nursing homes in Indiana, placing it in the top half of facilities statewide, and #6 out of 11 in Madison County, indicating that there are only a few local options that are rated higher. The facility is improving, having reduced issues from three in 2024 to just one in 2025. Staffing is a strength with a 4/5 rating and a low turnover rate of 27%, significantly better than the state average of 47%, which means that staff are likely familiar with residents' needs. However, there are concerns regarding RN coverage, as it is less than that of 79% of Indiana facilities, and there have been specific incidents, such as a failure to implement a resident's care plan during a transfer, resulting in a fall, and issues with the management of narcotics by the Director of Nursing, leading to unaccounted medications. Overall, while the facility shows promise in some areas, families should be aware of the weaknesses and specific incidents that have occurred.
- Trust Score
- B+
- In Indiana
- #192/505
- Safety Record
- Low Risk
- Inspections
- Getting Better
- Staff Stability ✓ Good
- 27% annual turnover. Excellent stability, 21 points below Indiana's 48% average. Staff who stay learn residents' needs.
- Penalties ✓ Good
- No fines on record. Clean compliance history, better than most Indiana facilities.
- Skilled Nurses ○ Average
- Each resident gets 31 minutes of Registered Nurse (RN) attention daily — about average for Indiana. RNs are the most trained staff who monitor for health changes.
- Violations ○ Average
- 7 deficiencies on record. Average for a facility this size. Mostly minor or procedural issues.
The Good
-
4-Star Staffing Rating · Above-average nurse staffing levels
-
Low Staff Turnover (27%) · Staff stability means consistent care
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Full Sprinkler Coverage · Fire safety systems throughout facility
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No fines on record
-
Staff turnover is low (27%)
21 points below Indiana average of 48%
Facility shows strength in staffing levels, staff retention, fire safety.
The Bad
No Significant Concerns Identified
This facility shows no red flags. Among Indiana's 100 nursing homes, only 1% achieve this.
The Ugly 7 deficiencies on record
Aug 2025
1 deficiency
CONCERN
(D)
📢 Someone Reported This
A family member, employee, or ombudsman was alarmed enough to file a formal complaint
Potential for Harm - no one hurt, but risky conditions existed
Free from Abuse/Neglect
(Tag F0600)
Could have caused harm · This affected 1 resident
Based on interview and record review, the facility failed to prevent the neglect of a dependent resident when CNA 1 did not implement the resident's care plan interventions nor follow manufacture's gu...
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Sept 2024
3 deficiencies
CONCERN
(D)
Potential for Harm - no one hurt, but risky conditions existed
Deficiency F0578
(Tag F0578)
Could have caused harm · This affected 1 resident
**NOTE- TERMS IN BRACKETS HAVE BEEN EDITED TO PROTECT CONFIDENTIALITY** Based on interview and record review, the facility failed to ensure the resident's advance directives were completed by the resi...
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CONCERN
(D)
Potential for Harm - no one hurt, but risky conditions existed
Deficiency F0744
(Tag F0744)
Could have caused harm · This affected 1 resident
**NOTE- TERMS IN BRACKETS HAVE BEEN EDITED TO PROTECT CONFIDENTIALITY** Based on observation, record review, and interview, the facility failed to ensure a resident was not started on a routine antips...
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CONCERN
(D)
Potential for Harm - no one hurt, but risky conditions existed
Deficiency F0883
(Tag F0883)
Could have caused harm · This affected 1 resident
Based on interview and record review, facility failed to ensure residents received offered vaccinations available for 1 of 5 residents reviewed for immunizations (Resident 8).
Findings include:
Reside...
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Mar 2023
1 deficiency
CONCERN
(E)
📢 Someone Reported This
A family member, employee, or ombudsman was alarmed enough to file a formal complaint
Potential for Harm - no one hurt, but risky conditions existed
Deficiency F0602
(Tag F0602)
Could have caused harm · This affected multiple residents
Based on record review and interview, the facility failed to ensure Schedule II narcotics were not diverted by the Director of Nursing for 5 of 8 residents reviewed for misappropriation of property (R...
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Nov 2022
2 deficiencies
CONCERN
(D)
Potential for Harm - no one hurt, but risky conditions existed
Report Alleged Abuse
(Tag F0609)
Could have caused harm · This affected 1 resident
Based on record review and interview, the facility failed to ensure an allegation of abuse had been reported timely for 2 of 2 residents reviewed (Resident 15 and Resident 8).
Findings include:
1. Dur...
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CONCERN
(D)
Potential for Harm - no one hurt, but risky conditions existed
Assessment Accuracy
(Tag F0641)
Could have caused harm · This affected 1 resident
Based on record review and interview, the facility failed to accurately code medications on the Minimum Data Set (MDS) assessment for 2 of 16 sampled residents (Residents 11 and 24).
Findings include:...
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Understanding Severity Codes (click to expand)
Questions to Ask on Your Visit
- "Can I speak with families of current residents?"
- "What's your RN coverage like on weekends and overnight?"
Our Honest Assessment
- • Grade B+ (83/100). Above average facility, better than most options in Indiana.
- • No major safety red flags. No abuse findings, life-threatening violations, or SFF status.
- • No fines on record. Clean compliance history, better than most Indiana facilities.
- • 27% annual turnover. Excellent stability, 21 points below Indiana's 48% average. Staff who stay learn residents' needs.
- • No significant concerns identified. This facility shows no red flags across CMS ratings, staff turnover, or federal penalties.
About This Facility
What is Summit Health And Living's CMS Rating?
CMS assigns SUMMIT HEALTH AND LIVING an overall rating of 4 out of 5 stars, which is considered above average nationally. Within Indiana, this rating places the facility higher than 99% of the state's 100 nursing homes. This rating reflects solid performance across the metrics CMS uses to evaluate nursing home quality.
How is Summit Health And Living Staffed?
CMS rates SUMMIT HEALTH AND LIVING's staffing level at 4 out of 5 stars, which is above average compared to other nursing homes. Staff turnover is 27%, compared to the Indiana average of 46%. This relatively stable workforce can support continuity of care.
What Have Inspectors Found at Summit Health And Living?
State health inspectors documented 7 deficiencies at SUMMIT HEALTH AND LIVING during 2022 to 2025. These included: 7 with potential for harm.
Who Owns and Operates Summit Health And Living?
SUMMIT HEALTH AND LIVING is owned by a non-profit organization. Non-profit facilities reinvest revenue into operations rather than distributing to shareholders. The facility operates independently rather than as part of a larger chain. With 34 certified beds and approximately 31 residents (about 91% occupancy), it is a smaller facility located in SUMMITVILLE, Indiana.
How Does Summit Health And Living Compare to Other Indiana Nursing Homes?
Compared to the 100 nursing homes in Indiana, SUMMIT HEALTH AND LIVING's overall rating (4 stars) is above the state average of 3.1, staff turnover (27%) is significantly lower than the state average of 46%, and health inspection rating (4 stars) is above the national benchmark.
What Should Families Ask When Visiting Summit Health And Living?
Based on this facility's data, families visiting should ask: "Can I visit during a mealtime to observe dining assistance and food quality?" "How do you handle medical emergencies, and what is your hospital transfer rate?" "Can I speak with family members of current residents about their experience?"
Is Summit Health And Living Safe?
Based on CMS inspection data, SUMMIT HEALTH AND LIVING has a clean safety record: no substantiated abuse findings (meaning no confirmed cases of resident harm), no Immediate Jeopardy citations (the most serious violation level indicating risk of serious injury or death), and is not on the Special Focus Facility watch list (a federal program monitoring the lowest-performing 1% of nursing homes). The facility has a 4-star overall rating and ranks #1 of 100 nursing homes in Indiana. While no facility is perfect, families should still ask about staff-to-resident ratios and recent inspection results during their visit.
Do Nurses at Summit Health And Living Stick Around?
Staff at SUMMIT HEALTH AND LIVING tend to stick around. With a turnover rate of 27%, the facility is 19 percentage points below the Indiana average of 46%. Low turnover is a positive sign. It means caregivers have time to learn each resident's needs, medications, and personal preferences. Consistent staff also notice subtle changes in a resident's condition more quickly.
Was Summit Health And Living Ever Fined?
SUMMIT HEALTH AND LIVING has no federal fines on record. CMS issues fines when nursing homes fail to meet care standards or don't correct problems found during inspections. The absence of fines suggests the facility has either maintained compliance or corrected any issues before penalties were assessed. This is a positive indicator, though families should still review recent inspection reports for the full picture.
Is Summit Health And Living on Any Federal Watch List?
SUMMIT HEALTH AND LIVING is not on any federal watch list. The most significant is the Special Focus Facility (SFF) program, which identifies the bottom 1% of nursing homes nationally based on persistent, serious quality problems. Not being on this list means the facility has avoided the pattern of deficiencies that triggers enhanced federal oversight. This is a positive indicator, though families should still review the facility's inspection history directly.